Your core banking system isn’t your loan management system. Here’s the difference
If you have spent any meaningful amount of time in lending, you have likely heard someone ask the question, “Can’t our core banking system handle loans too?” On the surface, it seems like a fair point. Loans are essentially account balances. When a customer takes out a loan, the system records the disbursed amount as […]
How to get the best out of Mifos? Pair it with Lendsqr
While Mifos excels at managing the back-end ledger and core banking functions, it does not offer a full suite of tools that modern digital lenders require to operate competitively.
How to reduce loan defaults in Liberia: Best strategies for lenders
When we talk about loan defaults in Liberia, what usually comes to mind is poverty or bad borrowers. But beneath the surface, there are ignored factors that quietly make things worse. In this article, we explored the reasons behind Liberia’s loan default challenge and workable strategies that lenders can use to protect their portfolios while still empowering the people they serve.
Uburyo 5 bwo Kwigaragaza nk’Umugurizabikorwa Utandukanye mu Rwanda
U Rwanda rwahinduye amateka yarurangwagamo n’ibikomere rukaba kimwe mu bihugu bifite iterambere ryihuse muri Afurika, bigaragarira mu mahame arugenga no mu bushake bwo kwiyubaka. Dushingiye ku bunararibonye dufite mu nganda z’imari, twasanze u Rwanda ari ahantu heza ho gukorera inguzanyo hifashishijwe ikoranabuhanga. Imiyoborere myiza n’iyubahirizwa ry’amategeko bigaragara mu Rwanda bituma habaho icyizere ku isoko ry’imari. […]
Uburyo bwo Gusohoza Inguzanyo neza ku Batanga Inguzanyo mu Rwanda
Uzi uko biba bimeze. Umuntu afata inguzanyo, wenda ngo yongere ibicuruzwa mu iduka rye, agure imirima, cyangwa agure moto ya kabiri kugira ngo agure ubucuruzi bwe bwo gutwara abantu. Mu ntangiriro, ibintu byose bigenda neza. Umugurijwe yishyura ku gihe, nawe ukumva uhagaze neza ku masezerano. Ariko ubuzima bushobora kuzana ibibazo. Isoko iradindira, haboneka indwara itunguranye, […]
How to reduce loan defaults in Tanzania: Best strategies for lenders
Tanzania’s banking sector has turned a corner on loan defaults. that’s not just a technical milestone, it’s a strong sign that risk management is improving, credit is being better monitored, and lenders are adapting fast.
A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
Effective loan collections for lenders in Uganda
You can have risk scores, CRB access, and a nice-looking app that sends automated reminders, yet still find yourself chasing borrowers who vanish after disbursement. That gap between disbursement and human engagement is where most repayments die. It’s time to stop blaming borrowers and start fixing how we follow up.
Effective loan collections for lenders in Zambia
You can have the best technology, the smartest frameworks, all the dashboards in the world but if your borrower feels like just another number, you’ve already lost. This article explores how rethinking loan collections in Zambia may be the solution to effective repayment.
BNPL vs. traditional lending: What works best in Uganda?
Choosing between BNPL and traditional loans really comes down to what you need and when. They operate under different models, offer distinct benefits, and carry unique risks.
What lenders in Ghana should look for in a loan management software
Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.
