5 loan marketing ideas for digital-first lenders
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5 loan marketing ideas for digital-first lenders

If you run a digital-first lending business in Africa you already understand how competitive this space can be. Customers expect fast responses, clear information, and a sense that they can trust you with their money. Every interaction counts, but the very first interaction often happens before you even know someone is looking for you. Most […]

5 ways non-financial companies offer loans
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5 ways non-financial companies offer loans

In this article, we break down five models of how non-financial companies are embedding loans into their customer experience.

How the new FCCPC rules will reshape digital lending in Nigeria
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How the new FCCPC rules will reshape digital lending in Nigeria

Discover key insights from our webinar on the new FCCPC regulations for lenders. Learn how the changes impact lending practices in Nigeria.

Frequently asked questions about getting your apps into Google and Apple stores
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Frequently asked questions about getting your apps into Google and Apple stores

we have answered some of the most common questions developers and lenders ask when preparing to publish their apps.

Top loan origination systems worth considering in 2025
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Top loan origination systems worth considering in 2025

In 2025, loan origination systems (LOS) are one of the sharpest differentiators between lenders that grow and lenders that stall.

Effective loan collection for lenders in Sierra Leone
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Effective loan collection for lenders in Sierra Leone

Find out how to ensure loan repayments in Sierra Leone without turning every collection into a battle.

How the bad debt expense formula helps lenders track risk
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How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Breaking down the 3 R’s of credit and why they still matter
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Breaking down the 3 R’s of credit and why they still matter

The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

How to track and reduce your loan portfolio’s delinquency rate
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How to track and reduce your loan portfolio’s delinquency rate

The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Medical lending is risky business, unless the software is airtight
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Medical lending is risky business, unless the software is airtight

The software behind medical lending matters so much. Beyond the speed of disbursing funds, it has to deal with the messy realities of healthcare financing

What is Islamic finance and how is it different from traditional models?
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What is Islamic finance and how is it different from traditional models?

For lenders looking to expand into markets with strong Muslim populations, Islamic finance is an important factor to understand.